Questions come up all the time during the real estate loan process.
You might find the answers below in the FAQ section under Resources.
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Residential and Commercial Loans in San Francisco, CA

Welcome to the official site of United American Mortgage Corporation (UAMCO) for Residential Lending, as well as CoDar Consulting LLC (CoDar) for Commercial and Private Money Lending. We are a full-service mortgage and consulting company based in San Francisco, CA. We specialize in Residential and Commercial Loans in San Francisco, CA. Often times, we use Institutional Financing from Banks, Credit Unions, Hedge Funds and Insurance Companies to fund these loan requests. Hard or Private Money Lending has been getting more popular with the current economic environment.

While we serve all of California and Multiple States throughout the USA for Financing requests, we specialize in financing real estate in both the San Francisco Bay Area and Greater San Francisco Bay Area. Whether you are buying or refinancing Real Estate in any of these zip codes: 94123, 94109 & 94117, we can help you realize your dream of Home Ownership, achieving Investment Property Goals or creating the real estate legacy for your Business, while saving you money or getting excess liquidity.

                                                   Here are many of our Residential Real Estate Purchase Loan programs:

FHA | VA | USDA | HomePath | Jumbo | Private Money  | Conventional Ι Non Conforming including Non QM I No Ratio and Limited Doc

Here are many of our Commercial Real Estate Purchase Loan programs:
Both Owner User (SBA and Conventional), as well as Investor Loan Programs for Apartment Buildings, Mixed Use Buildings, Office Buildings,
Retail Buildings, Industrial Buildings, and Special Use Buildings (Religious, Cultural Facilities, Convenience Stores, Gas Stations, Marinas, etc)


Refinancing? We can help you with that, too!


We offer a wide range of refinance options designed to best meet the needs of local borrowers. It can be refinancing from a Short Term Bridge/Hard Money Loan into Conventional or Owner User Longer Term Financing, Cashing Out a Home to Consolidate High Interest Rate Consumer Debt, or taking advantage of lower interest rates with an improved Borrower or Building Profile Whether you are looking for that cash out or to just get a better interest rate and term, we can assist you.
                    We offer the following Residential Refinancing Programs:


FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | Private Money l NO RATIO and LIMITED DOC | Jumbo


What makes United American Mortgage Corporation and Codar Consulting LLC so unique?

We offer the following many niche programs as well: First Time Homebuyer Loans, Self Employed Loans, Low Down Payment Loans, No Income Verification Loans, Bank Statement Loans, Low Credit Score Loans, Investor Loans, No Money Down Medical Professional Loans for Medical Offices, Foreign National Loans, DSCR Loans, Bridge Loans, and Cross Collateral Purchase Loans (Buy Before You Sell).

Please contact me today to discuss your mortgage loan options through UAMCO or CoDar Consulting LLC to find out which loan program will best suit your needs.